After every major storm there are many people who are left with a lot of repairs that are not covered by their homeowner’s policy. Unfortunately, the people affected by Hurricane Sandy are no different. It has been a few months since that storm ripped the East coast and there are [...]

Well, it’s a new year. I don’t know about you, but my TV has become saturated with commercials from Turbotax, H&R Block, and some other upstarts like Tax Slayer. Anyway, it is never to early to prepare yourself for a larger return or a lower contribution. Here are a few [...]

If you are like most Americans you have several credit cards haunting your wallet and all of them have a balance. Like many of your fellow capitalists, you have resolved to pay off some of that debt and keep the cards away from the stores. While making that resolution is [...]

Winter has been upon us for more than a month now. The holiday season has passed and the hours of gray or dark skies are beginning to stifle you. Millions of people around the world go through this every year. While you may not have a full blown case of [...]

The holiday season has come and gone. The season was not as joyous for some this year. Many of you were overwhelmed with worry over your mortgage payments, preventing you from enjoying the holidays. If you are struggling to make your monthly payments, here are a few tips that may [...]

Much is made of paying off credit card debt. So much that you may feel as if you are failing if you have not made a huge amount of head way. Unfortunately, many of us cannot commit large amounts of cash to pay down our debts and feel that make [...]

There are many of you preparing an acidic comment on the folly of borrowing from your 401(k) at any time, but please read through this post first. I do agree that borrowing from your 401(k) is a last line of defense and should only be used in desperation. Here is [...]

Looking at a shiny new car or hoping to buy a home? If you want to maximize your chances of being approved for the loan that you may need and get the best possible interest rate, you may want to put off your loan application for about six months. Here [...]

If you look at how much money you have at the end of a typical week, many of you would say that your paycheck is stretched way too thin. Despite acknowledging that your take home pay isn’t keeping up with your spending, do you know where you are stretching yourself [...]

Why should I worry about one late payment? After all, you have been making on time payments for years, so how bad could a single late one be? The truth is, if you have been making all of your payments on time for years, according to FICO, one recent late [...]